Calculate your exact net take-home pay from gross salary. Instantly see federal tax, FICA, state tax, and all deductions broken down clearly — free, no sign-up.
Type your gross salary and choose your pay period.
Select filing status, state tax rate, and deductions.
Instantly see net pay and a visual chart of deductions.
Adjust scenarios to maximise take-home pay.
💡 Pro Tip: Maximise pre-tax deductions (401k, HSA, FSA) to reduce taxable income and increase take-home pay significantly.
Gross pay is your total compensation before any deductions. It includes your base salary, overtime, bonuses, and commissions. For hourly workers, gross pay = hourly rate × hours worked.
Net pay is what actually hits your bank account. It equals gross pay minus all mandatory tax withholdings and voluntary deductions. Most employees take home 65–80% of their gross salary.
This salary calculator runs entirely in your web browser. No data is ever transmitted, stored, or logged by our servers. All calculations are instant and completely private.